Multifamily deal calculator
Analyze a deal
Enter the deal and financing assumptions. Every metric and the Investment Profile recalculate instantly. Nothing is saved — it's just for you.
Assumptions
Adjust any input — results update instantly.
Cash invested & reserves
Closing costs, upfront improvements, and initial reserves are added to total cash invested (they raise the cash-on-cash denominator). The annual capex reserve reduces cash flow but not NOI or cap rate — a common convention is $250–$300 per unit per year (≈ $13,200/yr here). It defaults to $0.
Model improvements (value-add)
Renovation rent premium, operational uplift, and general market-rent growth are counted separately — never combined. A large current-to-proposed rent gap is an assumption to confirm, not proof.
Downside scenario
A scenario, not a forecast.
5-year projection
Cash flow is after debt service and the annual capex reserve. Debt service is held at the current payment; the loan balloon is due in year 10.
| Year | NOI | Cash Flow |
|---|---|---|
| Year 1 | $369,920 | $127,813 |
| Year 2 | $382,268 | $140,160 |
| Year 3 | $395,017 | $152,910 |
| Year 4 | $408,181 | $166,073 |
| Year 5 | $421,772 | $179,665 |
What the numbers say
An assessment of how this deal reads under the assumptions above — not an endorsement, recommendation, or suitability determination.
Works as a current-income deal — positive cash flow with comfortable debt coverage (DSCR 1.53, 9.3% cash-on-cash) under the assumptions shown.
- • Annual cash flow after reserves: $127,813.
Not yet modeled. Open “Model improvements” and add renovation scope, costs, and target rents to assess the upside.